CHECKING ACCOUNTS 
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PLATINUM CHECKING (Non-Interest Bearing)

  • No Minimum Initial Deposit
  • No Minimum Balance to Maintain
  • Free Checks (One box per order)  Estimated annual value $30
  • Free ATM/CheckCard
  • Free Safe Deposit Box for one full year (Subject to availability)  Estimated annual value  $45
  • Free Internet Banking and Free Online Bill Pay  Estimated annual value  $70
  • Free Cashier's Checks & Money Orders (Limit 5 per month)  Estimated annual value  $25
  • $5,000 Travel Accident Death Insurance  Estimated annual value  $30
  • Identity Theft Protection (Payment Card Protection, up to $2,500 ID Protection, Recovery & Restoration)  Estimated annual value  $30
  • Emergency Travel Assistance Services  Estimated annual value  $30
  • Pharmacy Savings Program  Estimated annual value OVER $100
  • Vision Savings Program  Estimated annual value  $50
  • Hearing Savings Program  Estimated annual value  $25
  • Local & National Dining Savings  Estimated annual value  $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local Services Discounts & Local & Online Shopping Discounts  Estimated annual value OVER $50
  • Our Best Checking Account for only $7 a month

FREE CHECKING (Non-Interest Bearing)

  • No monthly fee and no minimum balance requirement
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free check imaging
  • Identity Theft Protection (Payment Card Protection, up to $1,000 ID Protection, Recovery & Restoration) 
  • Bonus Benefits available for $5 per month

INTEREST CHECKING (Interest Bearing)

  • Interest paid on all account balances
  • No monthly fee with $1,500 balance or $25,000 relationship balance; otherwise $7.75 monthly
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free check imaging
  • Identity Theft Protection (Payment Card Protection, up to $1,000 ID Protection, Recovery & Restoration) 
  • Bonus Benefits available for $5 per month or free with a $25,000 relationship balance

BONUS BENEFITS - A package of benefits available to our Free Checking and Interest Checking customers for only $5 a month.

  • Free Checks (One box per order)  Estimated annual value  $30
  • $5,000 Travel Accidental Death Insurance  Estimated annual value  $30
  • Local & National Dining Savings  Estimated annual value OVER $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local and Online Shopping Discounts  Estimated annual value OVER $50
  • Identity Theft Protection (Payment Card Protection, up to $2,500 ID Protection, Recovery & Restoration)   Estimated annual value  $30
  • Emergency Travel Assistance Services  Estimated annual value  $30

COMMUNITY HERO CHECKING - A special package of financial products and services honoring those individuals who make important contributions to our community every day: Active and retired Military, Educators, Firefighters, Law Enforcement, Healthcare Workers, Emergency Service Workers

  • FREE Checking with no minimum balance requirement
  • Convenience of Direct Deposit
  • Interest paid on balances over $1,500
  • Free 1st order of Community Hero checks
  • Unlimited check writing
  • Free Debit Card*
  • Reimbursement of ATM fees*
  • Free Savings Account (no minimum balance or bounceproof fees)**
  • Overdraft Protection Loan with discounted interest rate***
  • Free Internet Banking & Bill Payment
  • Free Mobile Banking
  • $1,000 ID PROTECTION
  • No Annual Fee Visa/Mastercard***
  • Money Orders and Cashier's Checks (up to 5 a month)
  • Travel Card with no initial setup fee.

COMMUNITY HERO PLATINUM CHECKING - Receive all the benefits of our Community Hero Checking plus benefits to spend less, save more and live better.

  • Free Checks (One box per order)  Estimated annual value $30
  • Free Safe Deposit Box for one full year (Subject to availability)  Estimated annual value  $45
  • $5,000 Travel Accident Death Insurance  Estimated annual value  $30
  • Identity Theft Protection (Payment Card Protection, up to $2,500 ID Protection, Recovery & Restoration)  Estimated annual value  $30
  • Emergency Travel Assistance Services  Estimated annual value  $30
  • Pharmacy Savings Program  Estimated annual value OVER $100
  • Vision Savings Program  Estimated annual value  $50
  • Hearing Savings Program  Estimated annual value  $25
  • Local & National Dining Savings  Estimated annual value  $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local Services Discounts & Local & Online Shopping Discounts  Estimated annual value OVER $50
  • All this value for only $5 a month

*There is no charge from CCB Community Bank for using non-CCB ATMS, and we will reimburse up to $20 in surcharge fees a month from other financial institutions and/or ATM operators.
** Limit 6 transfers per month. Debit and withdrawal activity for savings accounts are limited by Government Regulation. Please refer to disclosures for additional information regarding limitations that may apply.
*** Subject to credit approval.

PLATINUM 50 CHECKING (Non-Interest Bearing)
(For Our Customers 50 and Better)

  • No monthly fee and no minimum balance requirement
  • Unlimited checking with no per-check charges
  • Free ATM/CheckCard  
  • Free foreign ATM transactions (Other banks may impose a surcharge at non-Covington County Bank ATM)
  • Free Check Imaging
  • Free Checks (One box per order)  Estimated annual value $30
  • $5,000 Travel Accidental Death Insurance  Estimated annual value $30
  • Local & National Dining Savings  Estimated annual value OVER $100
  • Travel, Hotel & Recreation Discounts  Estimated annual value OVER $350
  • Local & Online Shopping Discounts  Estimated annual value OVER $50
  • Identity Theft Protection (Payment Card Protection, up to $2,500 ID Protection, Recovery & Restoration)  Estimated annual value $30
  • Emergency Travel Assistance Services  Estimated annual value $30

PLATINUM 50 CHECKING PLUS Receive all of the benefits of Platinum 50 Checking, PLUS...Interest Paid on All Balance

  • Free Safe Deposit Box for one full year (Subject to availability)  Estimated annual value up to $45

  • No Fee Cashier's Checks & Money Orders (Limit 5 per month)  Estimated annual value $25

  • Pharmacy Savings Program  Estimated annual value OVER $100

  • Vision Savings Program  Estimated annual value OVER $50

  • Hearing Savings Program  Estimated annual value OVER $25

  • All this value for only $5 per month!

PREMIER INTEREST CHECKING (Interest Bearing)

  • Maximize your checking
  • $50,000 Minimum Opening Deposit
  • Two Interest Rate Tiers (Must maintain a daily balance of $50,000 or more to receive interest benefit. Rate variable)
  • Free Premier Checks
  • Unlimited Check Writing
  • Identity Theft Protection (Payment Card Protection, up to $1,000 ID Protection, Recovery & Restoration) 

MONEY MARKET CHECKING ACCOUNT (Interest Bearing)

  • $2,500 Minimum Opening Deposit
  • Maintain $2,500 Minimum Daily Balance*
  • Tiered Interest Rates (Rate Variable)
  • Interest accrues daily, and credited monthly
  • Identity Theft Protection (Payment Card Protection, up to $1,000 ID Protection, Recovery & Restoration) 

* A monthly maintenance fee of $10 is charged if Average Daily Balance is not maintained. 
Banking regulations allow no more than six transactions per calendar month.  There is a Fee of $5 for each transaction in excess of six per calendar month.  Fees could reduce earnings on your account.

OTHER CHECKING PRODUCTS & SERVICES 

FREE Internet Banking
FREE Online Bill Pay
FREE Mobile Banking
VISA Gift Cards
VISA Travel Money Card
No annual fee Visa/MasterCard (subject to credit approval)
Notary Services
Investment Consultation

24-Hour Telephone Banking (334) 427-0603 or 1-800-817-1789

OVERDRAFT PROTECTION
A personal unsecured loan approved for you for bounce proof protection. It comes with a convenient repayment plan with a competitive fixed interest rate and a low annual membership fee. Know the freedom and convenience of having cash fund at your command for special purchases, emergencies, or protection from overdrawing your checking account.
Subject to credit approval.